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Reading balance, equity and available funds

Different account figures answer different questions about cash, valuation and trading capacity.

Educational guideSeptember 2026

Separate the main figures

Balance commonly reflects booked cash activity, while equity may include the current value of open positions. Used margin is collateral committed under the applicable rules, and available funds or free margin can be calculated separately. Providers use different labels and formulas, so read their definitions. A rising equity figure is not necessarily realized profit, and the amount available to place another order is not automatically the amount available to withdraw.

Reconcile changes step by step

Compare opening and closing figures with deposits, withdrawals, realized results, fees and unrealized movements. Keep timestamps aligned because market prices can change while you inspect different screens. Investigate differences using statement entries rather than a single rounded display. FYLU's current preview does not hold customer cash or calculate an authoritative account valuation. Any illustrated balance is educational and does not establish ownership, buying power or a claim to withdraw funds.

General information, not a personal recommendation. Product availability, rights, and obligations are determined by the relevant provider, jurisdiction, and approved agreements.

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